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WoodmenLife’s 2025 Annual Report: Leaving a Lasting Legacy

Apr 10, 20264/10/2026

News

Every choice we make shapes what comes next. Big or small, every action leaves its mark — and that’s what leaving a lasting legacy is all about.

At WoodmenLife, we know our actions make a difference to the people who depend on us. Every day, we’re committed to helping our members1 leave a legacy — like the one they pass on to their families or the one they leave in their hometowns.

To do that, we must ensure we’re around long enough to help create legacies. By looking ahead, we help protect our members’ financial futures and make sure we can stand strong when they need us most.

That approach has paid off, as shown in our 2025 Annual Report. We are an $11.3 billion2 organization, with a surplus of nearly $1.9 billion. In addition, AM Best recognized us with an A+ Superior rating3, its second highest out of 13. It is a rating we’ve been proud to receive for 50 years.

This is how we are leaving a lasting legacy. We conduct business the right way and provide peace of mind with strong financial performance.

Serving Our Members

When you’re as committed as we are to being there when it matters, you explore every option to provide solutions that truly fit. We take the time to understand each member’s unique situation, so we can help them achieve the outcomes they want.

We build relationships with our members, because that’s how we learn what coverage makes sense for them and how to best answer their questions. It’s the clearest path to determining what kind of life insurance fits their needs and deciding how much protection is enough.

But leaving a lasting legacy means being more than a life insurance provider — it also means being a partner with our members. And they can be sure the solutions we offer are best for them now and in the future.

The Numbers Behind the Promise

Leaving a lasting legacy is about creating an impact that endures and making a difference for our members and the communities where they live and work.

In those communities, we partner with our members to offer opportunities for volunteering and outreach that strengthen bonds and build futures. Each year, our members spend thousands of hours fighting hunger, honoring Veterans and First Responders4, supporting teachers and schools, and more. These efforts aren’t just acts of service — they’re building blocks of influence that can be felt for generations.

That influence can be felt in the scholarships4 we provide to help young members pursue their higher education goals. It’s felt in how we lend a hand to members’ children who’ve lost their parents4. And it’s felt in how we celebrate our American freedoms by presenting U.S. flags to local nonprofit organizations and participating in patriotic activities.

This isn’t about one moment or one activity — it’s about showing up again and again for the people who count on us. It’s about building trust, creating impact, and shaping a better tomorrow.

National Community Focus

We made fighting hunger across America our National Community Focus in 2015. In 2025, together with our members, we donated more than $219,581 and more than 865,000 pounds of food to help fight food insecurity.

Giving Together Program

Volunteers conducted more than 450 community service projects, including cleanups, beautification, and painting, across the country during 2025. More than $230,000 was donated to support these projects, and more than 14,200 volunteer hours were spent completing them.

U.S. Flag Donations

We provided flags for 1,798 activities in 2025, including Celebrating Red, White & Blue® events. We also presented 2,536 U.S. flags valued at $84,415, and we donated 2,202 specialty flags valued at $64,248 during the year.

To learn more about WoodmenLife’s financial strength, visit WoodmenLife.org/Financial-Strength.

Written by: Gary Peterson, Senior Copywriter

1. An individual becomes a member by joining our shared commitment to family, community, and country, and by purchasing a WoodmenLife product.
2. Liabilities of $9.4 billion; as of Dec. 31, 2025.
3. WoodmenLife is rated A+ Superior by AM Best for our financial strength and operating performance. For the latest Best’s Credit Rating, access www.ambest.com
4. WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a product. These extras are not contractual, are subject to change and have specific eligibility requirements, such as length of membership, number of qualifying members in household and/or qualifying event.

Read More

WoodmenLife’s 2024 Annual Report: Purpose. Passion. Progress.

WoodmenLife’s 2023 Annual Report: Building Our Tomorrow to Help Protect Yours

 

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We’ve been helping to protect the financial future of families like yours, making a difference in hometowns across America and honoring our country since 1890. As a not-for-profit life insurance company, we put money back into the community. We’re here when you need us most.

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Securities are offered through Woodmen Financial Services, Inc., 1700 Farnam Street, Omaha, NE 68102, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with Woodmen of the World Life Insurance Society.

Benefits are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These fraternal benefits are not contractual, are subject to change and have specific eligibility requirements.

Some fraternal benefits include additional membership requirements including length of membership, number of qualifying members in household and/or a qualifying event.

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A+ Financial Rating

This company was issued a A+ (Superior) rating by the A.M. Best Company, click for additional details. WoodmenLife has been awarded a rating of A+ (Superior), the second highest ranking out of 15, for its financial strength and operating performance in 2022 by A.M. Best, an independent rating company that is nationally recognized for its objective reporting and rating of insurers.

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