Photo shows a man and woman seated with their young daughter. They are sitting outside in a grassy, wooded area.

How Life Insurance Protected WoodmenLife Member When She Needed It Most

Aug 12, 20258/12/2025

Learning Center

,

Life's Challenges

Sometimes we make choices that don’t seem like a big deal at the time, but later turn out to be very important. For Jessica Miller of La Grange, NC, buying life insurance with her husband, Kyle, in 2012 was one of those choices. That simple decision later helped her through the hardest time in her life.

Their Early Days Together

Jessica and Kyle grew up in the same town. They started dating a little after high school and got married in 2011. Like many newlyweds, they were saving money for a house and planning to start a family someday.

“We were young and healthy,” Jessica said. “We weren’t even thinking about life insurance until someone from WoodmenLife talked to us about it.”

That person was Jared Edwards, their WoodmenLife Representative who had also grown up with both of them. When Edwards explained how life insurance could help protect their financial future, the couple decided to sign up.

“It didn’t cost much each month,” Jessica explained. “We just thought it was the smart thing to do as a married couple.”

When Everything Changed

A few years later, Jessica and Kyle were happy with their growing family. They had a 16-month-old daughter named Kailey.

Then, in late 2015, Kyle got a bad cough that wouldn’t go away. After weeks of being sick, Jessica took him to the hospital in Greenville, NC.

“I thought he’d get some medicine and we’d go home,” Jessica remembered. “Instead, they kept him in the hospital with pneumonia in both lungs.”

Two days later, the doctors found something worse: Kyle had a fast-moving type of leukemia. Just two weeks after that, Kyle passed away, leaving Jessica and their baby girl.

A man holds his young daughter up in the air as his wife stands alongside him. They are both looking happily up at the young girl. They are standing outside with trees behind them.
Jessica and Kyle got married in 2011, and a couple years later they had a daughter named Kailey.

The Help They Didn’t Know They’d Need

While dealing with her grief, Jessica also faced serious questions: How would she pay the bills? Would she need to go back to work right away?

“That’s when I truly understood why we bought life insurance,” Jessica said. “During the saddest time in my life, I didn’t have to worry about money.”

The money from Kyle’s life insurance meant Jessica could take time off work, pay their rent, and even start a college fund for Kailey.

“Life insurance didn’t make losing Kyle any less painful,” Jessica said. “But it did take away the stress of wondering how we would get by.”

Moving Forward

Today, Jessica has found love again and remarried. She still values the lessons she learned about protecting the people you love.

“I’m so thankful we made that choice years ago,” Jessica said. “Kyle’s last gift to us was making sure we would be OK money-wise.”

Jessica is still a WoodmenLife member and has made sure her new family is protected, too. She often tells friends to not put off getting life insurance.

“No one expects bad things to happen,” she said. “But having that protection gave me peace when I needed it most.”

For Jessica, buying life insurance can be a way to show love for your family by making sure they’ll be taken care of after you’re gone.

“It can be one of the most important ways to say ‘I love you’ to your family,” Jessica said. “I’m grateful every day that Kyle and I chose WoodmenLife to help protect our future.”

Written by: Diana Henry, Senior Digital Copywriter

 

Read More

Personal Tragedy Led WoodmenLife Member to Choose Life Insurance

WoodmenLife Member: Why Life Insurance Matters to Me

WoodmenLife Extras Help Family Through Life’s Unexpected Challenges

 

WEB881

130 years strong shield with words 130 years strong with stars

We’ve been helping to protect the financial future of families like yours, making a difference in hometowns across America and honoring our country since 1890. As a not-for-profit life insurance company, we put money back into the community. We’re here when you need us most.

Learn More About WoodmenLife

Connect With WoodmenLife

Fill out the form below to have your local Representative contact you about our life insurance and retirement products, or about getting involved in our local community service efforts.

To protect your privacy, we do not provide quotes over email.

  • Required
  • Required
  • Required ###-###-####
  • Required #####
  • Optional

This is a solicitation of insurance and an agent may contact you. By submitting the above request, I consent to receive phone calls from a licensed insurance producer on behalf of Woodmen of the World Life Insurance Society (WoodmenLife) and its affiliates at the phone number(s) above regarding WoodmenLife products and services. I understand that I can contact a Sales Representative directly to make a purchase.

Customer Service: 1-800-225-3108
Monday – Thursday | 7:00 a.m. – 5:00 p.m.
Friday | 7:00 a.m. – 12:00 p.m. (Central Time)

© 2026 Woodmen of the World Life Insurance Society
Omaha, Nebraska

This is a solicitation of insurance and an agent may contact you.

Securities are offered through Woodmen Financial Services, Inc., 1700 Farnam Street, Omaha, NE 68102, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with Woodmen of the World Life Insurance Society.

Benefits are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These fraternal benefits are not contractual, are subject to change and have specific eligibility requirements.

Some fraternal benefits include additional membership requirements including length of membership, number of qualifying members in household and/or a qualifying event.

Check out the background of Woodmen Financial Services, Inc. on FINRA’s BrokerCheck.

Business Continuity Plan | Products are not available in New York and all products may not be available in all states. | Not all Representatives are licensed to sell all products.

Fraud, Ethics and EEO Reporting Hotline: 1-844-339-3053
WoodmenLife.ethicspoint.com

A+ Financial Rating

This company was issued a A+ (Superior) rating by the A.M. Best Company, click for additional details. WoodmenLife has been awarded a rating of A+ (Superior), the second highest ranking out of 15, for its financial strength and operating performance in 2022 by A.M. Best, an independent rating company that is nationally recognized for its objective reporting and rating of insurers.

International Use

This Site is not intended for access outside of the United States, including those individuals who reside in the European Economic Area (“EEA”). WoodmenLife makes no representation that materials on the Site are appropriate or available for use in locations outside of the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access the Site from outside of the United States do so on their own initiative and are responsible for compliance with local laws.