The Morgan family is seated on their living room couch. The father, Scott, is at the center, flanked by his wife, Alisa, and their three kids -- boys ages 6 and 7, and a girl, age 14. A kitchen counter and windows are behind them.

Making Family Memories Is a Top Priority for Members

Mar 25, 20253/25/2025

Family

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Family Events

WoodmenLife members1 Scott and Alisa Morgan of Delaware, OH, focus on making family memories with their three kids, rather than filling their toyboxes.

“Making sure we have the quality time to have shared experiences with each other is really important to us,” said Alisa, a 42-year-old teacher.

“The kids get plenty of Christmas presents,” joked Scott, 46, who works in industrial HVAC and refrigeration. “Years from now, they’re not going to remember that Captain America action figure, but they’ll remember a trip to the west coast of Michigan.”

Making Family Memories, Leaving Legacies

Scott sees his family’s focus on togetherness as a way to enrich his kids’ futures.

“The time we’re spending with them now is like passing on our legacy,” he said. “I used to hike and backpack. I want to be able to share the things I love and show them there’s so much in the world to see.”

The Morgans’ wish list includes road trips to see national parks in the western part of the country, and maybe another cruise. Their kids — ages 6, 7, and 14 — enjoyed the one they took to the Caribbean.

This summer, they’re looking at Crater of Diamonds State Park in Arkansas. (Their youngest kids love to dig in the dirt, Scott said.) The Morgans likely will add on to the trip with a stop in St. Louis, MO.

A love for baseball is something else Scott, who played in high school, and Alisa, who played softball, hope to pass on. In fact, they’re building a batting cage in their basement.

“I coach the kids’ baseball teams,” Scott said. “It’s really important to me.”

Scott and Alisa Morgan stand together for a photo. She is wearing a pink short-sleeved shirt and black pants, and he is wearing a black polo shirt and khaki pants. They are standing outside, and there is green grass and trees behind them.
The Morgan family’s wish list includes road trips to see national parks in the western part of the country, and maybe another cruise.

Protecting Their Financial Future

Also important to Scott and Alisa is providing a legacy for their kids that comes from life insurance.

“I always thought life insurance was just life insurance,” Scott said.

His friend Nick Mansfield approached him after joining WoodmenLife as a Sales Representative. “Nick taught us a lot about the products WoodmenLife has and their different features. We learned a lot, and he was super informative.”

What stood out for the Morgans was the difference between the term life insurance they each had through their jobs and the permanent coverage offered by WoodmenLife’s My Choice IUL® (Indexed Universal Life)2.

The Right Fit

When they chose the IUL, the Morgans took note of Mansfield’s message that there are benefits to owning their own life insurance. For example, life insurance through work often doesn’t go with employees if they change jobs.

They also liked how the IUL has the potential to grow cash value. Scott said there was comfort in knowing there could be resources available3 to them if, “down the road, there was some sort of catastrophe.”

“Being where we are now puts my mind at ease,” Alisa said. “If something terrible happens, our kids can keep their same lifestyle.”

Their peace of mind leaves them in a good place so they can concentrate on making family memories. That includes visiting all the Major League ballparks — another vacation goal of theirs.

If you’d like to have a similar peace of mind, contact your local WoodmenLife Sales Representative.

Visit WoodmenLife.org/MyChoice to find out more about My Choice IUL.

 

1. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product.
2. IUL is not an investment. It is a life insurance policy product that provides growth potential through index interest crediting. You cannot invest directly in an index.
3. Loans and withdrawals will reduce the policy’s death benefit and available cash value. Loans against the cash value will accrue interest. Excessive loans or withdrawals may cause the policy to lapse. A loan, withdrawal or surrender may be a taxable event. For tax advice, consult with your professional tax advisor. Certain charges will not reduce when decreasing the face amount of insurance or after taking withdrawals from the policy.
Universal Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods. This certificate could lose money. WoodmenLife will provide notification if the guaranteed monthly deductions and interests are expected to exhaust the plan’s cash values prior to the maturity date. This certificate is not guaranteed to stay in force until maturity based on minimum guarantees.”
Certificate Numbers ICC18 8730 4-18, 8730 4-18
All products may not be available in all states.

 

Read More

A Guide to Indexed Universal Life Insurance

Family Time Is All the Time for WoodmenLife Member

Staying Active as a Family Is a Must for WoodmenLife Member

WoodmenLife Members’ Food Truck Business Is a Family Affair

WoodmenLife Magazine

 

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