Alabama Pastor Felt a Duty to Protect His Wife and Kids with Family Term Life Insurance

Dec 27, 202112/27/2021


Like many people, Pastor Dan Boatman of Blountsville, AL, thought many times about life insurance, but never took the necessary steps to make a purchase. What followed was a journey of discovery that led to WoodmenLife Family Term Insurance.

When the journey started, it wasn’t that Boatman didn’t think he and his family needed life insurance. It was more about his personal worldview.

I had always believed the Lord would take care of us,” he said. “However, I would be lying if I said the concern wasn’t in the back of my mind.”

In fact, on top of whatever relief his faith could provide him, Boatman felt a responsibility to his family to protect them.

Being a pastor and traveling on mission trips, (the need for life insurance) was always in the back of my mind,” he said. “As the husband, I felt like I could manage, but I was always concerned about my wife’s ability to sustain herself in my absence. I did not want to leave her in a world of debt and funeral expenses.”


Finding A Way

So, why did Boatman and his wife, Lisa, delay in making the purchase they believed to be necessary? Finances. That was it. Pure and simple.

“It was always something we wanted to do,” Boatman said, “but we could not afford it at the time. It was something we knew we needed, but it was not something we could make happen financially.”

It fell to his congregation at Mount Pleasant Baptist Church in Blountsville to be the divine intervention Boatman had always felt he could rely on.

“I had a church family member find out we had no life insurance and he brought it before the church,” Boatman said. “They made a way for it to happen.”


Making It Happen

With the means now in place for the Boatmans to afford life insurance, their next steps were to find the right provider and product. A key consideration for them was the fact they have five children, ranging in age from 6 to 15.

Step One was in place, because they had been introduced earlier to WoodmenLife, and they were impressed.

“The thing about Woodmen Life is knowing that I have people that are not trying to get a check every month, but are there to help during moments of tragedy,” Boatman said. “Being a pastor, I have experienced horror stories of insurance companies who have tried to con their way out of paying for just funeral expenses. I have seen WoodmenLife agents in action. They are the real deal.”

Step One A was finding their own real deal – Sales Representative Emily Gallaway.

“Emily has been awesome. She is always a phone call away,” Boatman said. “Emily gave us options and recommendations based on what we could afford, and from there she has always called and shared benefits we get from being a WoodmenLife member1.”

Lisa Boatman, a science teacher, agreed with her husband.

“Emily is more than just an agent; she is a friend,” she said. “If there is ever anything our family needs, Emily is just a phone call away.”

Step Two was working with Gallaway in deciding on WoodmenLife Family Term Insurance, which covers two adults and their eligible children2 with term life insurance for an initial term of 10 or 20 years, for one affordable monthly premium. (Children can be covered until they turn 25 as long as the coverage in force.)

“We had no clue what we needed,” Lisa said. “Emily was able to share the plan that best fit our family.”

Dan echoed that the Family Term approach was a great fit.

“The biggest thing was the coverage for the entire family” he said. “The fact that it takes care of not just my wife, but it also offers benefits for my kids. I know for the next 20 years this is a fixed part of our financial plan, as well as the peace of mind I have knowing that Woodmen Life will make sure my wife and kids are okay in my absence.

“And I know that I am covered if something happens to my wife.”


Praising Family Term’s High Five

Five points make WoodmenLife Family Term Insurance attractive to members. The Boatmans responded to what made the points attractive to them.

  1. Q: What did you think about the price of Family Term? A: It was very affordable. Really, it is more affordable than we expected.
  2. Q: What did you think about your ability to add additional children to the certificate3? A: Pleased. And it’s just a phone call away because Emily is there to help us.
  3. Q: What did you think about the price not increasing for the length of the term4A: This is the best part! Knowing that we do not have to continue to change a budget from one year to the next because the amount is set.
  4. Q: What did you think of the extras5 you have access to as a member of WoodmenLife? A: It really is endless. Honestly, we have not taken advantage like we should. However, getting into sporting events for free has been really cool!
  5. Q: What did you think of WoodmenLife as a not-for-profit insurance company? A: It is not about a check. It is about helping others during moments of crisis. I have been at the death bed of people with WoodmenLife. One of the first people there is the WoodmenLife Representative. It is like they take over for the family and let them concentrate on grieving. First class all the way.

If you’ve been waiting for the right moment to explore your life insurance needs, contact your Sales Representative. Visit to learn more about WoodmenLife Family Term Insurance.


  1. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product.
  2. Children born or adopted by the Primary Insured or Other Insured or for which the Primary Insured or Other Insured has been appointed permanent Legal Guardian. The child must be less than 18 years of age on the date of application. Certain eligibility requirements apply.
  3. Coverage extends to any child born to the primary insured or other insured, any child less than 18 years of age legally adopted by the primary insured or other insured, or any child less than 18 years of age for which the other insured or the primary insured has been appointed permanent legal guardian. No child will be insured before attaining the age of 15 days.
  4. Once the initial policy term ends, your premiums will increase on an annual basis until age 95. Any increase in premium will not increase the certificate benefits.
  5. WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These extras are not contractual, are subject to change and have specific eligibility requirements.

Family Term Forms: ICC16 8063 R-1-16, 8063 R-1-16(XX)


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